Bad Faith Claims And Your Houston Insurance Claim Attorneys

Written By Admin on Selasa, 20 Oktober 2015 | 02.01

By Robin Hariss


Insurance is something that has become part of many people's daily lives. There are many different things that people get insurance on every day. Some people get it on their new cars while others get it on their homes. When you have insurance on these things it is considered having a peace of mind knowing that if something that you cannot possibly fathom happens to your possessions you will get the value of the items back.

In some cases your insurance claim might not go as smoothly as you would like. There are situations called bad faith insurance claims where the insurance company breaks their "good faith" implied relationship with the customers that insure their items through said company. A bad faith claim can be a real headache and cause you extra stress that you do not need in your life. If you are a victim of a bad faith claim you are going to need a Houston insurance lawyer to prove your case and help you get what you deserve.

Two Types of Bad Faith Claims

There are primarily two different types of bad faith claims. The first one is called a first party claim, while the other is called a third party claim. The difference between the two is slight, but both prove that the insurance company participated in negligent behavior in regards to how they handled your claim. The best example to use for a first party claim would be if you owned your own house and your insurance provider said they would look at it, only to not show up and not contact you for a long time. This type of behavior would be considered bad faith.

Another great example of a bad faith claim would be if your insurance company said that you were going to be reimbursed for some sort of damages and didn't bother sending the money for a long period of time. If the insurance provider has all of the evidence they need to make their decision but still take a year to issue your money this would also be considered a bad faith case.

The third part bad faith claims are a little different. If you ever find yourself in a case where your insurance company is not trying to defend your claim or if they are being negligent in a way that is requiring you to have trouble proving that you are owed something for the damages this would be considered third party bad faith. No matter what kind of bad faith claim you are involved in a Houston insurance lawyer can help you solve this issue in court.

Why You Need a Lawyer to Help

If you should find yourself in any of the above mentioned situations it is time for you to get some legal help. You are going to need a professional attorney who can help you get the recovery you are deserved. Bad faith cases happen more often than you like to think, so finding a Houston insurance lawyer who specializes in cases like this is your best bet.

When it is time for you to meet up with your lawyer you should be ready to explain what happened between you and the insurance company in full detail. Your lawyer will help you explore your courses of action and what would yield the best results all while happening in a timely fashion. You have waited long enough on the insurance companies, now it is time to get what you deserve.




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